Investment options in India

 There are several investment options to save tax in India that leads to a systematic investment and growth of money. There are several ways to invest your money in a proper way that gives you high returns on the maturity of the terms.

Investment Options in India

Some of the most common investment fields are:

1- Real  estate.

2- Stock exchange.

3-Mutual funds.

4- Insurance.

5- Fixed deposits.

Real estate- This is the only investment that gives you high returns in a short span of time. It does not need any specific qualification; it only requires the understanding of the market value of the property. The correct evaluation of the real estate in a span of time.

There are two types of property on which one can investment:

• Commercial property.
• Non- commercial property.

    

Commercial Properties

Commercial properties are those that are useful for any sort of business purpose. Shops, offices, hotels and recreational centers. To invest in a commercial real estate is always a lucrative business as the value of it increases in a very short span of time and its market value keep on increasing. This kind of property needs high investment as the rates of commercial properties are differing than the non- commercial.

Non – commercial Properties

Non – commercial properties are those that increase your personal asset and it can be used for the commercial purpose also. This kind of property one can give on lease or rent, this mode is termed as the easiest way to recover its cost.

While investing in real estate it is advisable to choose the most promising location that will add a value to your property.

Stock exchange – Often it is refer as the share market, this one is one of the easiest way to get a huge financial returns. It is basically as the name suggests is sharing of the company among the investors. In this the market research is the key to success as stock prices fluctuates heavily minutes per minutes. There are almost all the promising industry that are listed in the stock exchange such as chemical, petroleum, telecommunication, information technology etc are few that leads the market. Before investing on any of the industry always read the offer document that has whole and sole description of returns as well as previous growth of the company. You can withdraw your money at any point of time.

Mutual Funds – Unlike stock exchange it has very low market risk and in return you will be getting descent returns. If some one is investing in mutual funds one can opt for the locking period option. If you opt for the locking period then you can’t withdraw your money until the locking period will not be over. Duration of locking period starts with 3 years.

Saving Schemes

Insurance- Insurance in India is the most favorable investment among people. Although there are not all plans that gives you high returns after maturity. Insurance is always beneficial as it gives cover against the unwanted incident. Investment in insurance is useful to save the income tax.

Fixed deposit – It is oldest and one of the first investment plans that comes in the market. It has the slow growth and it is useful for the long-term investment.

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